ACI Worldwide, an original innovator in global payments technology, announced that it has acquired Payment Components, a provider of AI-powered financial messaging and Open Banking solutions. ACI will integrate Payment Components technology into ACI Connetic, accelerating the roadmap of the industry’s only cloud-native unified payments platform that seamlessly integrates account-to-account (A2A) payments, card processing, and AI-powered fraud prevention within a single, modular cloud-native architecture.
Founded in 2014 in Greece, Payment Components develops software for A2A payments, API management, and financial messaging, streamlining transaction orchestration without complex payment processing. Its flexible messaging layer supports a broad message set, enhancing back-office connectivity and accelerating the deployment of localized payment schemes.
ACI is wholly acquiring Payment Components, including its technology, intellectual property, talent, and customer relationships. The Payment Components team will collaborate closely with ACI’s architects and developers to swiftly integrate expanded messaging features and functionalities into ACI Connetic. Trusted by 65 banks and institutions across 25 countries, Payment Components leverages generative AI to simplify and accelerate payment processes, delivering richer and more agile payment services.