Electronic Payments, Inc. (EPI), the processor behind the Cygma® authorization and clearing platform, today announced it has acquired Handpoint, a pioneer in integrated and mobile payments trusted by leading ISVs and payments institutions across the United States, Canada, the United Kingdom, South Africa, and Europe.
The deal unites EPI’s agent, ISO, and ISV-first approach with Handpoint’s developer-centric infrastructure, delivering a border agnostic payment stack for ISVs, SaaS platforms, and merchants. The acquisition instantly propels EPI into the global market for embedded payments, offering customers unmatched global reach through a single integration.
“Our vision from day one has been to own the rails,” said Michael Nardy, Founder and CEO of EPI. “Handpoint extends those rails everywhere—inside an app, on a phone, on a smart terminal, or across an ocean. EPI now delivers immediate reach for POS and ISV partners in dozens of markets where most competitors are still stuck stateside.”
Since 2014, Handpoint has built card-present APIs engineered for global scale, empowering enterprise software providers to embed payments across complex, multi-region architectures while enabling market-defining omni-commerce experiences.